Insurance | Oklahoma Department of Corrections
Depending on geographic location, several plans may be available. The cost of each plan varies according to the provider.
Basic Life Insurance
Includes a $20,000 life insurance policy. If the employee's death is a result of an accident, that amount will double to $40,000. Additional coverage is available at extra cost.
Short and long-term disability is provided to employees when off work due to a qualifying event. Disability coverage pays 60 percent of the employee's salary up to a maximum dollar amount.
Employees are allotted a specific amount each month above their base salary rate to "purchase" core benefits. The benefit allowance is higher for employees who also have dependent coverage.
If the cost of the Employee's selections total less than the monthly allotment, the remaining money is included as taxable income in the employee's take-home pay. If the selections total more than the benefit allowance, the employee must pay the difference.
Employees may elect to pay for qualifying mandatory and optional coverage before taxes are deducted, lowering their taxable income.
Employees may set aside money from their paycheck before it has been taxed to pay for planned expenses, such as medical deductibles and child care expenses.
Links of Interest
CommunityCare HMO | Global Health HMO | Health Choice | Benefits Calculator
Dental Insurance: Assurant | Cigna Dental Care | Delta Dental | Health Choice Dental | Met Life Dental | Benefits Calculator |
Primary Vision Care Services | Superior Vision Services | Vision Care Direct | Vision Service Plan | Benefits Calculator |